Property
Coverage for the buildings, tents, fixtures and fireworks inventory you own.
Get a QuoteWhat it covers
Commercial property insurance helps pay to repair or replace your business property after a covered loss such as fire, wind, hail or theft. That can include a building you own, your contents and equipment, and your stock of fireworks. Seasonal businesses often carry a lot of inventory for a short period, so it is important that your values reflect your peak season.
Fireworks examples
- A storm damages your tent, stand or signage
- Fire in a warehouse or store damages your building and inventory
- Theft or vandalism at a stand after hours
- Damage to shelving, coolers, generators and other fixtures
Questions to ask
- Coverage for tents and temporary structures, not just permanent buildings
- Inventory values at peak season vs. the off season (seasonal stock / peak-season limits)
- Business income coverage if a loss shuts you down during your selling window
- Theft and vandalism provisions and any security requirements
- How property is covered at each location you operate
Coverage varies by policy and carrier. This is a general overview, not a description of any specific policy. Actual coverage, exclusions and terms depend on the policy issued. Talk with us about your operation.
Other coverages: General LiabilityInland MarineCommercial AutoWorkers' Compensation
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